Coverage, Compliance, and Administrative Support—All in One Place
Business Insurance
Business Owners Policy (BOP)
Protect Your Business with Complete Coverage in One Policy
A Business Owners Policy combines essential coverages—like general liability and property
insurance—into one convenient package. It helps protect your business from common
risks such as lawsuits, property damage, and loss of income, all while keeping coverage
simple and cost-effective.
Commercial Auto
Coverage That Keeps Your Fleet Moving Forward
A Commercial Auto Policy protects the vehicles your business depends on—whether it’s
one car or an entire fleet. It covers accidents, liability, and property damage, helping you
keep your operations moving safely and without costly interruptions.
General Liability Insurance
Your First Line of Defense.
A General Liability Policy protects your business against common risks like accidents,
property damage, and customer claims. It provides essential coverage that helps safeguard
your business’s reputation and financial stability.
Workers’ Compensation
When Accidents Happen, Coverage Matters.
Workers’ Compensation Insurance provides essential protection when employees are
injured or become ill on the job. It helps cover medical expenses, lost wages, and rehabilitation, while also protecting your business from costly lawsuits and compliance penalties.
What It Covers
• Medical Costs: Doctor visits, hospital bills, and ongoing care for workplace injuries.
• Lost Wages: Income replacement if employees can’t work due to job-related injury
or illness.
• Rehabilitation: Physical therapy and vocational rehab to help employees return to
work.
• Employer Liability Protection: Shields your business from lawsuits related to
workplace accidents.
• Compliance: Meets state requirements so you avoid fines and penalties.
Why It Matters for Employers
• Ensures employees are cared for if accidents happen.
• Protects your company from financial strain and legal risk.
• Builds trust and security within your workforce.
• Helps you stay compliant with California and federal laws.
Payroll and HR Outsourcing
Less Time on Paperwork, More Time to grow your business.
Outsourcing administrative tasks like payroll and HR support helps small to medium-sized businesses save time, reduce errors, and stay compliant. By letting experts handle the details, you can focus on growing your business and supporting your employees.
Benefits of Outsourcing
Save Time & Increase Efficiency
• Eliminate hours spent on payroll processing, tax filings, onboarding, and HR
paperwork.
• Free up leadership and staff to focus on revenue-generating activities.
Ensure Compliance & Reduce Risk
• Stay up to date with complex labor laws, wage-and-hour rules, and employment
regulations (especially in states like California).
• Reduce the risk of penalties, fines, and lawsuits caused by administrative
errors.
Lower Costs
• Minimize the need for in-house HR staff or expensive software.
• Avoid costly mistakes in payroll or benefits administration.
Access to Expertise
• Gain HR guidance on employee relations, hiring, terminations, and workplace
policies.
• Receive professional support for handling sensitive employee matters.
Employee Satisfaction & Retention
• Provide smoother payroll experiences, accurate paychecks, and timely
support.
• Offer improved HR support that strengthens employee trust and morale.
Scalability for Growth
• Easily scale payroll and HR services as your business expands.
• Flexible solutions that adapt to staffing changes or seasonal needs.
Payroll Funding Services
Start Strong with Payroll Funding Designed for Staffing Agencies
From your first placement to your first big contract, we make sure
payroll never holds you back.
Funding-Only Factoring
If you don’t need back office support right now, money-only factoring may be right
for you. The funding company purchases your outstanding invoices and transfers
you cash so you can make payroll and other business expenditures. With this
option, you or another 3rd party vendor will process payroll, create invoices, and file and pay your own taxes. With Funding-Only you get access to our advanced credit monitoring and collections services.
Full-Service Factoring
When you need steady cash flow to cover payroll plus back-office support, our full-
service invoice factoring is your best path. The funding company delivers ongoing
access to capital while removing a variety of back office responsibilities from your
plate. With full-service factoring, we also take responsibility for your client credit
monitoring, invoicing, payroll processing, payroll tax preparation and filing, W-2s,
and more.
Claims Management
Handling workers’ compensation claims can be time-consuming, complex, and costly — especially for staffing agencies that experience frequent claims and don’t have the resources to stay on top of every detail. That’s where Red Fox Insurance steps in.
Our Claims Management Service takes the burden off your team by managing the entire process from start to finish. We act as your dedicated claims department, making sure every claim is reported, tracked, and resolved efficiently.
What We Do for You:
• Claims Intake & Filing – We handle First Notice of Loss (FNOL) reporting and
ensure claims are submitted quickly and accurately.
• Carrier & Adjuster Communication – We respond to adjuster requests, provide
documentation, and keep you updated every step of the way.
• Documentation & Compliance – From accident reports to OSHA recordkeeping, we make sure your files are complete and compliant.
• Cost & Risk Control – We monitor reserves, track claim frequency, and push for
early return-to-work strategies to reduce claim costs.
• Employee Support – We guide injured employees through the process, improving communication and helping them return to work sooner.\
Why It Matters:
By letting us manage your claims, you gain:
• Reduced administrative burden for your staff
• Lower workers’ comp costs through proactive claim oversight
• Better outcomes for injured employees
• Peace of mind knowing every claim is handled professionally and promptly
At Red Fox Insurance, our goal is simple: to help staffing agencies protect their people and their bottom line while keeping operations running smoothly.
Plan | Basic | Standard | Premium |
|---|---|---|---|
Price | $250 / Claim | $750 / Month | $1,500 / Month |
Best For | Small agencies with
occasional claims | Mid-sized agencies with
moderate claim frequency | Large agencies or high
claim frequency |
Claims Filing
(FNOL) | ✔ | ✔ Unlimited | ✔ Unlimited |
Adjuster
Communication | ✔ Basic Updates | ✔ Full Communication | ✔ Dedicated Liaison |
Documentation
Support | ✔ | ✔ | ✔ |
Compliance (OSHA
logs) | ✔ | ✔ Advanced Tracking | |
Return-to-Work
Coordination | ✔ | ✔ | |
Claims Status
Reports | ✔ Monthly | ✔ Quarterly + Custom | |
Reserve Reviews | ✔ Reserve Advocacy | ||
Employee Support | ✔ Injured Worker
Guidance | ||
Risk Strategy
Sessions | ✔ Included | ||
Custom Reporting | ✔ Full Customization |
Take Control of Your Coverage Today
Your business deserves reliable protection and seamless operational support. Whether you’re looking to secure workers’ compensation, streamline claims, or tap into trusted payroll and HR partners, Red Fox Insurance Agency is ready to help you move forward with confidence. Don’t wait for gaps or risks to slow you down—take the next step toward a safer, more efficient operation.